Fidelity Investments has the best feature ever. It’s called Personal Rate of Return. It’s an invaluable way to measure the gain on your investments.
I don’t study much on investing or spend much time. But, I do read the Morningstar reports that are offered on the funds that I invest in and then make my best GUESS.
This year my 401k is up 17.9%. Up from 8 or 9% from last year. I made some good guesses this year =-).

I’ll have to start researching again this year. I WAS investing in the T. Rowe Price International Growth and Income fund (now, a poor 3 star rating on Morningstar) this year, and it’s being removed from my available funds this year. So, it’s time to pick and chose something else this year.
6 Responses
jwu
January 31st, 2007 at 3:28 pm
118.44%
and total proof that a monkey could do it
I randomly selected all but one of them, the one I picked specifically I just copied from a co-worker
my lucky pick of the year:
OPPENHEIMER REAL ESTATE N gave 28.06%
which sadly was removed this year…
oh well
jason wu
January 31st, 2007 at 3:35 pm
2[...] by Henry’s post about 401K rate of return, I give you my random 401K selections from last year. At least when I go to school [...]
drew » Return 2006
January 31st, 2007 at 7:22 pm
3[...] by Hank’s post of Your Personal Rate of Return, I had to find out my rate of return for myself. After navigating and getting a headache from [...]
ZY
February 2nd, 2007 at 7:24 am
4Henry, it looks like you can only do personal rate of return for a whole year by signing up for online statements. Is this how you did it?
Have you thought about just use the lifestage fund package Fidelity offers for retirement? I got 16.2 % for 2006 with lifestage 2045.
hank
February 2nd, 2007 at 2:57 pm
5I get these features automatically through the 401k at work.
I get quarterly statements mailed to me and electronic statements for the rest by default.
I never had to enable or pay for any of these features to see the data.
I have no idea about the other Fidelity products, since I use other brokerages more often. I have considered Fidelity, but that’s about as far as I’ve gone.
ZY
February 8th, 2007 at 2:09 pm
6the features are free for me also, but I had to sign up for online statements to enable seeing Personal Rate of Return electonically for past years.
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